Planning for anything offers a certain peace of mind. A lot of people across the UK are now preferring to organise funeral services in advance. Most people want to do this to ease the burden on their loved ones.
A well-structured plan helps avoid the major emotional and financial stress during times that are already distressful and difficult. However, rushing into funeral planning can be counterproductive and lead to future problems. This is why it is essential to have the key information so that your arrangements reflect your wishes clearly.
It also helps you avoid the most common and some costly mistakes. Here are the things that you must know and avoid before you begin planning.
Key Mistakes To Avoid When Planning A Funeral
Not Understanding What The Plan Includes
A lot of people have the misconception that a funeral plan covers everything. However, in reality, that is not the case. Most funeral plans generally cover the basics, including the coffin, transport and service. It may exclude things such as flowers, headstones or the third-party fees involved.
This is why you must ask for a full breakdown. If something is not listed, then do not assume that it is covered.
Making A Choice Based Only On Price
Everyone wants to save money. However, when it comes to funeral planning, one should not make all decisions based solely on the price. At times, cheaper plans may look more feasible and attractive, but they can also lead to limited flexibility or may not include some essential services.
When making a funeral plan, think about the long-term value. Look at what the plan has to offer and how it can adapt over time. Trusted funeral directors often explain the hidden costs clearly.
Keeping The Plan A Secret
A common mistake most people make is forgetting to share the plan details with family. If no one knows about the plan or where the paperwork is located, then it may as well go unused. This is why you must always inform a close family member or a trusted friend about the plan and where the documents are kept.
Not Checking The Regulation Status of The Provider
Since July 2022, all UK funeral plan providers must be authorised by the Financial Conduct Authority (FCA). Do not purchase from any provider that is not FCA-regulated. If you are unsure about it, ask your funeral directors, or you can also check the official website of the FCA to confirm the status of the provider.
Forgetting To Review Or Update Your Plan
Life changes with time, and so do families. They grow, move, and our experience in relationships also changes. Therefore, a funeral plan should not just be a one-time decision. You must review your plan once every few years and make minor adjustments if needed.
Making a funeral plan doesn’t need to be overwhelming. By avoiding these common mistakes, you can create a thoughtful funeral plan that supports your family and reflects your wishes. If you’re looking for personalised support and professional funeral services, Victoria Funeral Home Ltd can guide you with care and experience every step of the way. Contact us now.
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